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Here are two reasons why buying a home sooner rather than later may be the right move for your family that could save you money.


1.  Home prices are rising.  Just last week, the Case Shiller Pricing Index revealed that U.S. home prices increased by 10.2% over the last year.  Last month, the Home Price Expectation Survey was released predicting that home values would increase by at least an additional 3.5% for each of the next five years.


2.  Interest rates are rising.  According to Freddie Mac’s Weekly Primary Mortgage Market Survey, the 30 year mortgage rate shot up to 3.81% last week – the highest level in over a year. This is an increase of a half of a percentage point in the last six months. And the Mortgage Bankers Association, Fannie Mae, and the National Association of Realtors all predict that mortgage rates will continue to go up over the next year to year and one-half.