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Important Factors That Affect Your Mortgage Application
Want to know what lenders look at when they evaluate your loan application? It’s a combination of things.Banks evaluate your attitude towards debt, predict your future income based on past and current employment, and measure your seriousness to purchase a home by asking how much down payment ...
How To Properly Deal With The Threat Of Foreclosure
The prospect of losing your home to foreclosure can be heartbreaking, and dealing with it can be equally devastating for you and your family. After all, when the bank decides to foreclose on your home, your credit report may be permanently stained -- leaving your financial future scarily uncertain. ...
6 Staging Mistakes To Avoid When Selling Your Home
In the 2018 Home Staging Resource Survey of over 4,200 homes, 85% of the staged homes sold for 6-25% more than the unstaged homes. It’s proof that even if sellers might think it can cost them so much time, money, and effort to do home staging, it usually pays off in the end as it can give ...
Beware: These Features Can Drive Up The Cost Of Your Homeowner's Insurance
What drives up my home insurance costs? Why is my insurance premiums so high? If you’re a new homeowner, this must be one of the many questions that have crossed your mind since you embarked on this new journey. Well, the location, construction, condition, and certain features of your home ...
The First-Time Home Buyer's Guide To Earnest Money Deposits
Congratulations, you’re about to purchase your first home! We’re guessing you’ve already gone through the mortgage pre-approval phase, and now it’s time to do the exciting part: house hunting! While you can shop with confidence because of the pre-approval letter provided by ...
What Things Should You Disclose When Selling A Home?
Another complicated thing about selling a home is the issue of what you and your real estate agent need to disclose. You really want to sell your house and at the best possible price. But on the other hand, you don’t want to be a sneaky seller and feel like you are deceiving anyone. It can be ...
7 Advantages of Buying Your First Home in Your 30s
When is the right time to buy your first home? It’s a common thing to be pressured by family and peers in considering the right age to buy your own property. Some people are eager and ready enough to fulfill this American dream early while in their 20s. But others may want to take their ...
5 Things That Might Cost You If You Hide Things From Your Landlord
As a renter, there’s nothing more valuable than maintaining a good relationship with your landlord or property manager. One way you can keep a positive connection is by being honest and upfront right from the start. However, one surefire way to form a negative relationship is to lie or hide ...